Arab Orient Insurance Company

Quote & Buy online

Plate Number
Engine Number

Areen Program

Your home is your world, your greatest single asset, a shelter for your family members and loved ones. Areen Program provides an everlasting assurance by protecting your living space and home valuables through the unique features. Enjoy the availability of full property coverage insurance with Areen.    

argaiv1799


Benefits and Coverage

  1. Comprehensive insurance coverage against Fire and the below additional perils:
    • Lightning and Explosion
    • Burglary by forcible means (entrance and / or exit)
    • Storms and / or tempest and / or floods and / or earthquakes
    • Riots, strikes, and malicious damage .The maximum limit of indemnity is 25% of total sum insured any one accident and / or in the aggregate during the policy period
    • Aircraft damage
    • Impact damage
    • Bursting of pipes and overflowing of water tanks
  2. Damage and / or Loss caused by the accumulation of snow on the top of the Garage.
  3. Cover for building, contents, and personal effects.
  4. Cover for jewelry whilst inside a locked safe fixed to the wall and up to a limit of 25% of contents sum insured.
  5. Covering Insured’s Legal Liability towards Landlord as a result of any material loss and/or damage caused by Fire only up to 20% of total sum insured with a maximum Limit of JD 20,000 any one occurrence and /or in the aggregate during policy period.
  6. Covering insured’s legal liability towards neighbors as a result of any material loss and/or damage caused by fire only up to 20% of total sum insured with a maximum limit of JD 20,000 any one occurrence and/or in the aggregate during policy period.
  7. Covering insured’s legal liability towards visitors as a result of any material loss and / or damage caused by any of the insured perils with a maximum limit of JD 5,000 any one occurrence and / or in the aggregate during policy period.
  8. Loss of rent with an annual limit of JD 2,500 and covering the first week of hotel accommodation up to a limit of JD 500.
  9. Insuring the boilers system fittings and accessories (value and description to be specified).
  10. Covering the apparatus that caused fire.


Rates


JD 1.0 per mille of total sum insured, and with a minimum premium amount of JD 75 (taxes and stamps included).


Additional Coverage:

  • The option of covering political violence with a maximum limit of indemnity equal to total sum insured and maximum JD 50,000 any one accident and/or in the aggregate during policy period, subject to an additional premium amount of JD 50 (taxes and stamps included).
  • The option of covering Personal accident for the domestic workers with a maximum limit of indemnity JD 5,000 in case of death and/or total disability and JD 250 for medical expenses any one accident and/or in the aggregate during policy period, subject to an additional premium amount of JD 50 ( stamps included).


Deductibles any one loss:

  • 1% of total sum insured each and every loss in respect of Storms and/or tempest and/or floods and/or earthquakes.
  • First JD 150 each and every loss in respect of other insured perils.
  • First JD 250 each and every loss in respect of Political violence.
  • 10% of loss amount minimum JD 35 in respect of Medical Expenses.


      *This program is subject to gig l Arab Orient Insurance company standard policy, terms, exclusions and conditions.

Banner